Beware of Phishing Scams

Don’t Take the Bait!

Identity thieves like to go “phishing” – pronounced “fishing” – on the internet for consumers’ personal financial information using fake emails and websites to trick people into providing Social Security numbers, bank numbers and other valuable details.

Typically, the most common phishing emails pretend to be from a bank, a retail store or government agency to lure you into divulging personal financial information, and often use a variety of tricks to make the mail look legitimate. They might include a graphic copied from a bank’s website or a link that looks like it goes to a bank’s site, but actually leads to a fake site.

Also beware of “pharming.” In this version of online indentity theft, a hacker hijacks internet traffic so when you type in the address of a legitimate website you’re taken to a fake site. If you enter personal information at the phony site, it is harvested and use to commit fraud or sold to other indetity thieves.

Here are some tips to avoid becoming a victim of phishing or pharming scam.

Be suspicious if someone contacts you unexpectedly online and asks for your personal information. It doesn’t matter how legitimate the email or website may look. Only open emails that look like they are from people or organizations you know, and even then, be cautious if they look questionable.

For example, scam artists may hack into someone’s email account and send out fake emails to friends and relatives, perhaps claiming that the real account owner is stranded abroad and might need your credit card information to return home.

Be especially wary of emails or websites that have typos or other obvious mistakes. “Because some requests come from people who primarily speak another language, they often contain poor grammar or spelling,” said Amber Holmes, a financial crimes information specialist with the FDIC.

Remember that no financial institution will email you and ask you to put sensitive information such as account numbers and PINs in your response. In fact, most institutions publicize that they will never ask for customer personal information over the phone or in an email because they already have it.

Assume that a request for information from a bank where you’ve never opened an account is probably a scam. Don’t follow the link and enter your personal information.

Verify the validity of suspicious-looking email or a pop-up box before providing personal information. Criminals can create emails state that “you’re a fraud victim” or a pop-up box with another urgent sounding message to trick people into providing information or installing malware (malicious software). If you want to check something out, independently contact the supposed source (perhaps a bank or organization) by using an email address of telephone number that you know is valid.

Del Norte Bank | Del Norte - (719) 657-3376 | Creede - (719) 658-0126 | Mortgage - (719) 657-4558 | [email protected] |
Routing #302170162
March 18th, 2019


You are now leaving Del Norte Bank's website and are going to a website that is not operated by the bank. Del Norte Bank is not responsible for the content of availability of linked sites.

Please be advised that Del Norte Bank does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by Del Norte Bank.

Go Back Continue