These days, everyone is concerned about the safety of their bank. Del Norte Bank assures your safety by being financially sound and being backed by the FDIC, most deposits are insured up to at least $250,000. Our experienced and knowledgeable staff is ready to help you with your checking account needs. We are a local mutual bank with a staff that is always friendly and committed to giving our customers the best service.
Bank On Checking
Designed to help individuals build financial stability and become financially healthy.
Bank On Checking
The Bank On program is designed to help individuals build financial stability and become financially healthy by providing access to a bank account that is safe, affordable and functional.
Requirements
- Minimum to open – $25.00
- Checks are unavailable
- Debit Card usage only
Benefits
- No Overdraft Fees
- No NSF Fees
- No early Closure Fee
Cost
- Monthly Fee of $3.00
Now Checking
A basic, no frills checking account designed for higher check writing volumes and pays a competitive rate of interest.
Now Checking
We offer a basic, no frills checking account designed for higher check writing volumes and yet pays a competitive rate of interest.
Requirements
- Minimum to open – $100.00
- Minimum daily balance to earn APY – $25.00
Benefits
- Unlimited check writing
- Interest compounded daily and paid monthly
- Debit card available
Cost
- Service Charge of $5.00 if balance falls below $500.00 any day of the statement cycle
- Purchase own deposit slips and checks
- Debit card fees include a $3.00 issuance fee and a $10.00 replacement fee if lost
Easy Checking
Our most basic minimal fees checking account.
Easy Checking
Requirements
- Minimum to open – $100.00
Benefits
- First 20 withdrawals/debits– included
- Debit card available
- No monthly minimum balance fee
Cost
- Excessive Item Charge after 20 withdrawals/debits statement cycle – $0.20 each
- Purchase own deposit slips and checks
- Debit card fees include a $3.00 issuance fee and a $10.00 replacement fee if lost
Easy Senior Checking
A basic, no frills checking account designed for normal check writing volumes and yet pays a competitive rate of interest.
Easy Senior Checking
A basic, no frills checking account designed for normal check writing volumes and yet pays a competitive rate of interest.
Requirements
- Minimum to open – $100.00
- Minimum daily balance to earn APY – $300.00
- Must be 55 years of age to open
Benefits
- Unlimited check writing
- No monthly service charge
- Interest compounded daily and paid monthly
- Debit card available
Cost
- Purchase own deposit slips and checks
- Debit card fees include a $3.00 issuance fee and a $10.00 replacement fee if lost
Money Market Checking
A money market account offers limited check writing and a competitive rate of interest. It is designed for households or businesses wanting easy access and a better return on “extra” funds.
Money Market Checking
A money market account offers limited check writing and a competitive rate of interest. It is designed for households or businesses wanting easy access and a better return on “extra” funds.
Requirements
- Minimum balance to open – $1,000.00
- Minimum daily balance to earn APY – $1,000.00
Benefits
- No monthly fee with daily balance of $1,000 or more
- Interest is compounded daily and paid monthly
- Larger deposit balances pay higher rate
Cost
- Purchase own deposit slips and checks
- Service Charge of 5.00 if balance falls below $1,000.00 any day of the month
- Excessive Item Charge after six withdrawals/debits per statement cycle – $10.00 each
Regulation D limits transfers and withdrawals, for purposes of this limit, include preauthorized, automatic transfers (including but not limited to transfers from the savings deposit for overdraft protection or for direct bill payments) and transfers and withdrawals initiated by telephone, facsimile, or computer, and transfers made by check, debit card, or other similar order made by the depositor and payable to third parties to six per month.
Health Savings Account Checking
This is designed for individuals for a health savings account.
Health Savings Account Checking
This is designed for individuals for a health savings account.
Requirements
- No minimum balance to open
- Must meet health savings guidelines, subject to health savings rules and regulations
Benefits
- Unlimited check writing
- Interest compounded daily and paid monthly
- Debit card Available
- No monthly minimum balance fee
Cost
Purchase own deposit slips and checks
Open an Account
So simple, you’ll wonder why you didn’t do it sooner. Open a new account without ever setting foot in the bank.
Easy Open not your thing? Visit us in person to open your account.
Thank you for your interest in setting up an account with Del Norte Bank. We value your membership. Below is a list of items you will need to open an account. Please bring these in to the bank to set up your account. If you have any questions, you can call us at 719-657-3376.
For personal accounts, each signer will need the following:
- Copy of your driver’s license
- Social Security number
- Typically it takes $100 to open any given account to avoid a service charge
- Proof of Physical Address (Utility bill, Phone bill, etc)
To Order Checks
Call us.
Call Deluxe at 1-800-335-8931, or visit them online—click here.