Money Market Checking

Need easier access to your savings funds? Del Norte Bank’s money market account offers a competitive rate of interest with limited check writing. It is designed for households or businesses who want easy access to their funds as well as a better rate of return.

Deposit rates view more details.

Thank you for your interest in setting up an account with Del Norte Bank. We value your membership. Below is a list of items you will need to open an account. Please bring these in to the bank to setup your account. If you have any questions, you can call us at 719-657-3376.

Personal Accounts

We’ll need for each signer:

  • Copy of your driver’s license
  • Social Security number
  • Typically it takes $100 to open any given account to avoid a service charge
  • Proof of Physical Address (Utility bill, Phone bill, etc)

Complete a new personal application

Business Accounts

To open a business account, we’ll need:

  • Proof of name registration from the state
  • Federal tax ID number
  • List of signers on account in writing—one of the following examples would work:
  • Articles of incorporation
  • Resolution
  • Minutes showing designation of signers
  • Copy of each signer’s driver’s license
  • Each signer’s Social Security number
  • Proof of Physical Address (Utility bill, Phone bill, etc)

Complete a new business application

ADDITIONAL TERMS

  1. Interest Rate and annual Percentage Yields (APY) are variable and may change at any time at the Bank’s discretion. No floor or ceiling has been established. A minimum daily balance must be maintained to obtain the APY. The minimum daily balance that must be maintained is equal to the “Minimum Daily Balance to Earn interest” amount disclosed for each product. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the collected balance in the the account each day. We use an interest accrual basis of 365 days for each day of the year. Interest begins to accrue on the business day the bank receives credit for the deposit of non-cash items such as checks. Accrued but unpaid interest may not be paid if the account is closed. Seven days notice of withdrawal may be required.
  2. Pre-authorized automatic and telephonic transfers to a third party of another account of the depositor of this Bank are limited by Federal Regulation to six per statement. No more of these may be made by check, draft or similar external order to pay.
  3. If a new account is closed within 90 days of the open date, a $30.00 fee will be imposed.
  4. We may close your account at any time, with or without cause by sending out a notice and a check for the balance in our possession to which you are entitled.
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  • Minimum balance to open – $1,000.00
  • Minimum daily balance to earn APY – $1,000.00
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  • Monthly fee with daily balance of $1,000.00 or more – no charge
  • Interest compounded daily and paid monthly
  • Larger deposits pay higher rate
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  • Minimum daily balance fee $5.00 if balance falls below $1,000.00 any day of the month
  • Transaction fee after six withdrawals per statement – $10.00 each
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Del Norte Bank | Del Norte - (719) 657-3376 | Creede - (719) 658-0126 | Mortgage - (719) 657-4558 | [email protected] | NMLS#446071

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