Del Norte Bank Resources
Below you will find a list of useful resources and articles, from checking and maintaining your credit to fraud alters and prevention as well as useful community links.
Below you will find a list of useful resources and articles, from checking and maintaining your credit to fraud alters and prevention as well as useful community links.
We are here to help answer your questions anytime. Below are some answers to common questions, or you can come in and talk to us personally, and we would be happy to answer any questions you may have.
Remember to never give out private information over the telephone.
We have a special niche in financing local farms and businesses. Our lenders have special experience and training to be good, thoughtful lenders in this particular area.
Right here on our website. Click here!
This verifies money you have either in a deposit or savings account, brokerage account, IRA, or retirement account.
This documentation proves your gross monthly income. We will accept these types of verification of income: current pay stubs, previous years signed income tax returns, previous years W-2 forms, verification of employment form completed by your employer, or a signed letter from your employer stating your monthly gross income.
Collateral is something that you own and secures your loan. Depending on the type of loan you are seeking, collateral can be many things—your home, automobile, livestock, land, etc. By offering collateral for your loan, the bank is assured the loan will be paid.
To apply for a mortgage loan, you will need to complete the mortgage loan application, provide verification of employment, verification of income, and verification of assets.
It’s best to get pre-approved to purchase a home. To get pre-approved, you will need to complete the mortgage loan application, provide verification of employment, verification of income, and verification of assets.
There are a couple of things you’ll need to open a personal account:
Corporate accounts are a little different:
Yes, but not in the form of a loan. We can set up overdraft protection as a link and an automatic transfer from a savings account.
Call 866-661-8548—the service is available 24 hours, seven days a week.
You can use your debit card up to 20 times per day for a maximum of $500 in ATM withdrawals and $1000 in purchases. You can request temporary increases if you have a large purchase or special circumstances.
It takes approximately two weeks.
There is only one website authorized to fill orders for the free annual credit report you are entitled to under law—>www.AnnualCreditReport.com.
CloseWe understand that your financial needs and interests go beyond checking and savings. That’s why we provide a variety of links to help you maintain your credit, keep up on tax laws that affect you, provide fraud alerts and prevention, and much more.
AnnualCreditReport.com
(This is the official site to obtain a truly free credit report once a year)
Equifax
(Credit reporting agency)
Experian
(Credit reporting agency)
Federal Bureau of Investigation
Internet Crime Complaint Center
TransUnion
(Credit reporting agency)
You can call Del Norte Bank at 719-657-3376 during regular business hours, or you can call 1-877-226-2351, which is available 24 hours, seven days a week.
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March 18th, 2019
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