Del Norte Bank Resources

Below you will find a list of useful resources and articles, from checking and maintaining your credit to fraud alters and prevention as well as useful community links.

Beware of Phishing Scams

Don’t Take the Bait!

Identity thieves like to go “phishing”—pronounced “fishing”—on the internet for consumers’ personal financial information, using fake emails and websites to trick people into providing Social Security numbers, bank numbers, and other valuable details. Read More…

Cybersecurity Awareness

Consumers increasingly rely on computers and the internet—the “cyber” world—for everything from shopping and communicating to banking and bill-paying. But while the benefits of faster and more convenient cyber services for bank customers are clear, the risks posed by these services as well as the strategies for preventing or recovering from cyber-related crimes may not be as well-known by the average consumer and small business owner. Read More…


We are here to help answer your questions anytime. Below are some answers to common questions, or you can come in and talk to us personally, and we would be happy to answer any questions you may have.

How Do I Activate and/or Change My Debit Card Pin Number?

Call 866-661-8548—the service is available 24 hours, seven days a week.

WARNING: Never Provide Personal Information!

Remember to never give out private information over the telephone. Recently, debit card holders of Del Norte Bank were receiving telephone calls that were either automated or live, asking for their complete debit card numbers. Please do not provide that information.

Do You Finance Farms and Businesses?

We have a special niche in financing local farms and businesses. Our lenders have special experience and training to be good, thoughtful lenders in this particular area.

Do You Have Overdraft Protection?

Yes, but not in the form of a loan. We can set up overdraft protection as a link and an automatic transfer from a savings account.

Where Can I Get a Mortgage or Installment Loan Application?

Right here on our website. Click here!

What Is Verification of Assets?

This verifies money you have either in a deposit or savings account, brokerage account, IRA, or retirement account.

What Is Verification of Income?

This documentation proves your gross monthly income. We will accept these types of verification of income: current pay stubs, previous years signed income tax returns, previous years W-2 forms, verification of employment form completed by your employer, or a signed letter from your employer stating your monthly gross income.

What Is Collateral and Why Do I Need It?

Collateral is something that you own and secures your loan. Depending on the type of loan you are seeking, collateral can be many things—your home, automobile, livestock, land, etc. By offering collateral for your loan, the bank is assured the loan will be paid.

How Do I Apply for a Mortgage Loan?

To apply for a mortgage loan, you will need to complete the mortgage loan application, provide verification of employment, verification of income, and verification of assets.

I Want to Buy a House, Where Do I Start?

It’s best to get pre-approved to purchase a home. To get pre-approved, you will need to complete the mortgage loan application, provide verification of employment, verification of income, and verification of assets.

How Long Does It Take to Get a Debit Card?

It takes approximately two weeks.

Can I Get a Debit Card and What Are the Charges?

It will cost $3.00 per card. There is monthly charge of $1.00 for every two cards attached to the account. The charges will be taken out at the end of the month.

How Do I Re-Order Checks?

There are several ways to re-order checks:

  • Call us in Del Norte at 719-657-3376
  • Call Deluxe at 1-800-335-8931, or visit them online—click here.

What Does It Take to Open a Checking or Savings Account?

There are a couple of things you’ll need to open a personal account:

  • Valid photo ID
  • Social Security number
  • Address
  • Phone number

Corporate accounts are a little different:

  • Corporate resolution or minutes showing how the account should be opened
  • Federal tax identification number
  • Address
  • Phone number

What Is the Daily Limit for a Debit Card?

You can use your debit card up to 20 times per day for a maximum of $500 in ATM withdrawals and $1000 in purchases. You can request temporary increases if you have a large purchase or special circumstances.

How Do I Obtain a Free Credit Report?

There is only one website authorized to fill orders for the free annual credit report you are entitled to under law—>


You can call Del Norte Bank at 719-657-3376 during regular business hours, or you can call 1-877-226-2351, which is available 24 hours, seven days a week.

Del Norte Bank | Del Norte - (719) 657-3376 | Creede - (719) 658-0126 | Mortgage - (719) 657-4558 | [email protected] | NMLS#446071 March 18th, 2019


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