Del Norte Bank assures your banking safety by being financially sound and being backed by the FDIC, most deposits are insured up to at least $250,000. Our experienced and knowledgeable staff is ready to help you with your savings, CDs, IRAs and many other services. We are a local mutual bank with a staff that is always friendly and committed to giving our customers the best service.
Statement Savings
This is designed for households and businesses as a safe place to accumulate savings. Charges discourage withdrawals.
Statement Savings
This is designed for households and businesses as a safe place to accumulate savings. Charges discourage withdrawals.
Requirements include:
- Minimum balance to open – $100.00
- Minimum daily balance to earn APY each month – $25.00
Benefits include:
- Limited to six withdrawals per month
- Interest compounded daily and paid monthly
- Monthly statement
Cost:
- Service Charge of $2.00 if balance falls below $200.00 any day of the month
- *If under 18 years of age and younger – no minimum balance fee
Freedom Savings
This is designed for households as a safe place to accumulate savings. This account has lower minimum daily balances to open and to avoid charges. Charges discourage withdrawals.
Freedom Savings
This is designed for households as a safe place to accumulate savings. This account has lower minimum daily balances to open and to avoid charges. Charges discourage withdrawals.
Requirements include:
- Minimum balance to open – $25.00
- Minimum daily balance to earn APY each quarter – $25.00
Benefits include:
- Limited to six withdrawals per month
- Interest compounded daily and paid quarterly
- Quarterly statement
Cost:
- Service Charge of $2.00 if balance falls below $100.00 any day of the month
- *If under 18 years of age and younger – no monthly service charge
Rainy Day Savings
Designed for households and businesses able to make automatic transfers every month and avoid withdrawals. This account pays a premium yield. Significant charges discourage withdrawals.
Rainy Day Savings
Designed for households and businesses able to make automatic transfers every month and avoid withdrawals. This account pays a premium yield. Significant charges discourage withdrawals.
Requirements include:
- Minimum balance to open – $25.00
- Monthly automatic transfers required of $25.00, $50.00, $75.00, $100.00, $250.00 or $500.00 from another account or auto transfer from a customer’s payroll or other institution
- Minimum daily balance to earn APY $25.00
Benefits include:
- One withdrawal/debit allowed per month
- Interest compounded daily and paid monthly
- $200.00 – $75,000.00 pay a higher interest rate
- The minimum daily balance to earn interest monthly is $200 and tiered based on your balance. Please see the rate sheet or ask a staff member for current rates.
- Monthly statement
Cost:
- Withdrawals/debits of more than one per month – $2.00 each
Investor Savings
This is designed for high net worth households and businesses as a safe place to accumulate savings with a premium yield. Charges discourage withdrawals.
Investor Savings
This is designed for high net worth households and businesses as a safe place to accumulate savings with a premium yield. Charges discourage withdrawals.
Requirements include:
- Minimum balance to open – $10,000.00
- Minimum daily balance to earn APY each month – $1000.00
- Monthly statement
Benefits include:
- Limited to six withdrawals per month
- Interest compounded daily and paid monthly
- Larger deposits pay higher rates
Cost:
- Service Charge of $9.00 if balance falls below $10,000.00 any day of the month
IRA Accounts
Designed for individuals for a retirement plan. Contact us today to learn about the options we have to fit your needs.
IRA Accounts
Designed for individuals for a retirement plan. Contact us today to learn about the options we have to fit your needs.
Requirements include:
- Minimum balance to open – $50.00
- Must meet IRA guidelines subject to IRA rules and regulations
Benefits include:
- Interest credited at end of term
- Account automatically renews
- Seven calendar days after maturity date to withdraw funds without penalty
Cost:
- Penalty of three months interest for early withdrawal
- Early withdrawal penalty applies per IRA rules and regulations
Money Market
Need easier access to your savings funds? This money market account offers a competitive rate of interest with limited check writing.
Money Market Checking
Need easier access to your savings funds? Del Norte Bank’s money market account offers a competitive rate of interest with limited check writing. It is designed for households or businesses who want easy access to their funds as well as a better rate of return.
Requirements include:
- Minimum balance to open – $1,000.00
- Minimum daily balance to earn APY – $1,000.00
Benefits include:
- Monthly fee with daily balance of $1,000.00 or more – no charge
- Interest compounded daily and paid monthly
- Larger deposits pay higher rate
Cost:
- Service charge of $5.00 if balance falls below $1,000.00 any day of the month
- Extra item charge after six withdrawals/debits per statement – $10.00 each
Certificate of Deposit (CD)
CD’s are a safe and sound tool to help you build your savings. Del Norte Bank offers many different terms to meet your savings needs.
Certificate of Deposit
(12 Months or Over)
CD’s are a safe and sound tool to help you build your savings. Del Norte Bank offers many different terms to meet your savings needs.
*Early withdrawal penalties apply.
Requirements include:
- Minimum balance to open – $500.00
Benefits include:
- Interest credited and compounded quarterly
- Account automatically renews
- Seven calendar days after maturity date to withdraw funds without penalty
Cost:
- Penalty of six month’s interest for early withdrawal
Certificate of Deposit
(Under Nine Months)
CD’s are a safe and sound tool to help you build your savings. Del Norte Bank offers many different terms to meet your savings needs.
*Early withdrawal penalties apply.
Requirements include:
- Minimum balance to open – $500.00
Benefits include:
- Interest credited at end of term
- Account automatically renews
- Seven calendar days after maturity date to withdraw funds without penalty
Cost:
-
Penalty of three month’s interest for early withdrawal
Open an Account
So simple, you’ll wonder why you didn’t do it sooner. Open a new account without ever setting foot in the bank.
Easy Open not your thing? Visit us in person to open your account.
Thanks for your interest in opening an account with Del Norte Bank. We’re excited to have you with us! To get started, please bring the following items:
- Copy of your driver’s license
- Social Security number
- Typically it takes $100 to open any given account to avoid a service charge
- Proof of Physical Address (Utility bill, Phone bill, etc)
Have questions? Give us a call at 719-657-3376.